Apple is reportedly preparing a new iPhone and device-leasing program, but the plan may come with a major downside for customers who miss payments. According to reports highlighted by Bloomberg and 9to5Mac, the system could sharply limit what a user can do on the device if bills go unpaid.
The key issue is app access. The reports say that if a customer falls far enough behind, the iPhone could be pushed into a restricted state where most apps no longer work. That would leave the handset usable in only a very limited way, turning a payment problem into a day-to-day device problem.
The idea points to Apple taking tighter control over leased hardware than in a standard financing arrangement. Rather than simply seeking payment through normal billing methods, the company could reportedly use software controls to reduce access to the device itself until the account is brought current.
If Apple moves forward with the program as described, it could change how consumers view iPhone leasing. A lower upfront cost may appeal to buyers, but the possibility of losing access to nearly all apps after missed payments would be a significant condition attached to the offer.
