Elon Musk’s platform X has officially launched X Money, a new financial services product that adds banking-style features to the social media app. The rollout, announced on Monday, is one of the clearest steps yet toward Musk’s long-running plan to turn X into an “everything app.”

With X Money, the company is moving beyond social posting and messaging into payments and broader financial functions. The launch suggests X is trying to become more than a place for conversation, positioning itself as a platform where users can also handle money-related activity.

The debut of X Money is significant because Musk has repeatedly described a future in which X combines multiple digital services inside one product. Adding financial tools brings that strategy closer to reality and strengthens the company’s push into areas traditionally handled by banks and dedicated payment apps.

While the full scope of X Money’s features was not detailed in the trimmed report, the launch itself marks an important expansion for X. It shows Musk continuing to reshape the platform around a wider commercial ecosystem, with finance now becoming a central part of that vision.