Tipalti says outdated payout infrastructure is becoming a barrier to expansion for many companies, according to its new Payout Infrastructure Gap Report. The research focuses on how older payment systems are struggling to support businesses as they add more partners, enter more markets and manage increasingly complex cross-border operations.

A central finding is that nearly half of businesses have postponed strategic initiatives because their legacy payment setup cannot keep up with current needs. That suggests payout operations are no longer just a back-office function, but a factor that can directly affect how quickly a company can grow, launch programs or support broader business plans.

The report highlights the pressure created by growing global operations and larger partner ecosystems. As organizations work with more suppliers, creators, affiliates or other external payees, older systems can create delays, inefficiencies and added operational strain. In that environment, payment infrastructure can become a weak point if it has not been updated to match the scale of the business.

By framing payouts as part of business infrastructure rather than a routine finance task, Tipalti is pointing to a wider issue in corporate payments: companies that rely on legacy tools may find it harder to move quickly. The report underscores how modernizing payout systems is increasingly tied to execution, expansion and overall business performance.